I am a deferred/former member of an Occupational Pension Scheme- can I unlock my pension benefits? In June 2016, The Minister for Finance amended the legislation governing occupational pension schemes and extended the access of more flexible retirement options to...
Introduction A pension is a long-term savings plan that you can use to build up a fund to give you pension payments when you retire from work. You can get tax relief when you pay into your pension. Occupational pensions are provided by your employer Personal pensions,...
There are different types of mortgages available in Ireland and although they are not all widely available it is important to understand how they work in order to decide what might suit you best. Annuity / Capital & interest mortgages An annuity mortgage, also...
If you find yourself with some extra money, depending on your mortgage type, variable or fixed, you may be able to pay extra off your mortgage and save money by reducing the amount of interest you will pay. It could also reduce the term left of your mortgage meaning...
Central Bank As part of its goal to safeguard financial stability and contribute to the long term resilience of the financial system, the Central Bank has in place a series of mortgage measures. These measures were first introduced in 2015 and are reviewed on an...
When choosing a mortgage, the interest rate is the most important factor to consider. The rate you pay has a significant impact on the amount you pay each month, and over the lifetime of the mortgage. There are a number of different types of interest rates available,...
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Covermore is based in Dublin, but we work with clients nationwide.
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.