How much should you have in an emergency fund? Around three months’ net income is a useful starting point, but the amount that makes sense for you depends on your income, household, regular commitments and how easily you could absorb an unexpected cost. Three months...
A self-employed pension in Ireland is usually a PRSA or personal pension that you arrange yourself to build retirement savings when you work for yourself. If you're a sole trader, freelancer or self-employed professional, you may not have an employer arranging a...
If you’re asking “how do I review my pension in Ireland before 31st October?”, start by checking what you already have, how much you’re contributing, how your pension is invested, and whether the October tax deadline applies to you. The deadline matters because, in...
QROPS Qualifying Registered Overseas Pension Scheme If you’ve worked in the UK at any stage of your career you’ve probably built up a pension fund in the UK. Now that you’re back living in Ireland you may wish to bring your pension home and have more control over your...
Personal Pension Plans Individuals with Personal Pension Plans can take their retirement benefits at any age between 60 and 75. You do not actually have to stop working. As soon as you reach age 60, you can take your benefits & continue working. There are some...
What happens to my pension benefits when leaving employment? Benefits payable on leaving Leaving employment or changing from employment to self-employment raises issues to be considered in relation to your pension benefits. Generally, you have three main options...
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Covermore is based in Dublin, but we work with clients nationwide.
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.