Saving for Your Children’s Education
Build a practical savings plan for your child’s education, future opportunities and the costs that may come along the way.
30+ Years’ Experience
Nationwide Service
Start planning for their future, one step at a time
Education costs can build over time, from school expenses and activities to college, accommodation, travel and other opportunities that may come later.
You do not need to have every detail mapped out today.
At Covermore, we help parents and families create realistic savings plans that fit their income, household commitments and future ambitions for their children.
Whether you want to start small, build a dedicated education fund or review an existing savings plan, we help you understand what sensible step to take next.
Thank you,
Raphael Ihuoma.
I highly recommend Nigel and Covermore Insurance to anyone looking for reliable coverage and top-tier customer service.
What really stood out was the level of care and dedication he showed nothing was too much trouble, every question was answered promptly, and we always felt completely supported. It’s rare to come across someone so knowledgeable and genuinely committed to getting the best result for their clients.
Thanks to Barry, what could have been a stressful process was handled smoothly and with total confidence. We can’t recommend Covermore highly enough.
We had a fantastic experience with Covermore Financial, and especially with Eric. From start to finish, the mortgage process was smooth and well-handled. Eric’s professionalism, knowledge, and guidance made everything so much easier for us. He truly went above and beyond.
We are delighted with our new home and very grateful for the excellent support we received. Couldn’t recommend Covermore Financial enough!
Emilia was incredibly knowledgeable, patient, and supportive. She took the time to understand my needs and guided me through the mortgage process with clarity and confidence Her professionalism and attention to detail made the entire experience smooth and stress-free.
I wholeheartedly recommend Emilia and the team at Covermore Financial to anyone seeking reliable and expert financial or mortgage services. They go above and beyond for their clients, and I couldn’t be happier with the outcome.
What education savings can
help you prepare for
School and everyday education costs
Saving regularly can help create a financial buffer for uniforms, books, activities, technology, school trips and other costs that can arise as your child grows.
College and further education
You may want to plan ahead for college-related costs, including accommodation, travel, equipment and day-to-day living expenses.
Courses, training and future opportunities
Your child’s future may include further education, apprenticeships, travel, sports, music, creative pursuits or other opportunities that require financial support.
Greater flexibility for your family
A dedicated savings plan can help make future costs feel more manageable and give your family more choice when the time comes.
No-fee financial advice.
30+ Years of Experience.
Long-term support.
Clear guidance.
What to consider before starting an education savings plan
Mortgage protection is designed to help repay your mortgage if you die during the term of your loan.
When arranging cover, it is important to consider the size and length of your mortgage, your family circumstances, existing protection and any lender requirements.
Your child’s age
The time you have before education costs arise can affect the type of savings approach you may wish to consider.
Your savings goal
You do not need to save for every possible future expense at once.
We can help you identify a realistic goal based on what matters most to your family.
When you may need access to the money
The closer your child is to needing the funds, the more important it can be to consider accessibility and short-term financial security.
Your monthly budget
A good savings plan should feel sustainable.
Starting with a manageable amount can help you build consistency without putting pressure on household finances.
How Covermore helps with children’s education savings
At Covermore, we believe good advice starts with a proper conversation. We take the time to understand your life, your concerns, your goals and what you already have in place.
Then we help you identify what may need attention now, what can wait, and what your next smart financial decision should be.
Financial planning should not feel intimidating.
Understand your family’s current position
We start by discussing your income, household commitments, existing savings, children’s ages and future priorities.
Help you set a realistic goal
We help you think about what you would like to support, when you may need the money and what level of saving feels achievable.
Create a plan around your budget
We help you consider a practical contribution level that works alongside your everyday finances and wider goals.
Look at the bigger financial picture
Your education savings plan may need to work alongside your emergency fund, mortgage, protection, pension and longer-term financial planning
We have partnered up with Ireland’s leading Life Insurance providers & Mortgage lenders
Advice based on your situation
Saving for your child’s education can help you prepare for future school, college or other learning costs.
We take the time to understand your goals, explain your options clearly and help you build a plan that suits your circumstances.
I have young children
Starting early may give you more time to build savings gradually. We can help you create a plan that feels realistic for your family.
My child is approaching secondary school or college
We can help you review what costs may be coming closer and create a clearer savings plan around your expected timeline.
I want to start with a small monthly amount
You do not need to begin with a large contribution. We can help you create a manageable savings plan that can be reviewed as your circumstances change.
I already have a savings plan for my child
We can help you review whether your existing arrangement still reflects your goals, expected timeframe and wider financial position.
I have more than one child
We can help you consider how to create savings goals that reflect your family’s different ages, needs and future plans.
I am self-employed
If your income varies, we can help you consider a savings approach that works around tax commitments, business needs and changing monthly income.
What to prepare before speaking to an advisor
It can be useful to have a general understanding of:
Your children’s ages
The education or future costs you would like to prepare for
Your current household income and regular outgoings
Any existing savings plans or accounts
Your emergency fund and wider financial commitments
When you may need access to the money
Do not worry if you do not have every detail ready. We can help you understand what information may be needed.
Give your child’s future a stronger financial foundation
Hidden
Do Covermore charge a fee for financial advice?
Covermore provides no-fee financial advice consultations. We will explain how the process works clearly before you make any decision.
Do I need to know what service I need before contacting you?
No. Many clients come to us because they are not sure what they need. We can help you understand whether your next step relates to your mortgage, protection, pension, savings, investments or wider financial planning.
Can Covermore help if I already have policies or pensions in place?
Yes. We can review what you already have and help you understand whether it still suits your life, goals and current circumstances.
Do you only work with clients in Dublin?
Covermore is based in Dublin, but we work with clients nationwide.
Can you help business owners and company directors?
Yes. We work with business owners, sole traders, partnerships and company directors on pensions, protection, savings, investment planning and broader financial advice.